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What's so surprising about it? Just because a bank isn't as popular, or is an alternative financial solution at all, doesn't make it better or worse, or less safe and secure. Although often solutions like https://paydo.com/ provide a better and more successful environment for remotely opening a personal account and issuing both virtual and physical cards.

There are so many unknown banks out there now. It's amazing how there are people who trust them. I don't have any emotion but wonder.